Travelshield’s Super Visa Insurance offers a comprehensive solution for parents and grandparents visiting Canada under the Super Visa program, providing essential health coverage during their extended stays. One of the standout features of Travelshield’s offering is the flexibility of monthly payment plans, making it more manageable for families to afford the necessary coverage without the burden of a lump-sum payment.
Key Features of Travelshield Super Visa Insurance
- Flexible Start Dates: Policyholders can choose their coverage start date and have the option to adjust it before the coverage begins, ensuring alignment with travel plans.
- Guaranteed Lowest Premiums: Travelshield commits to offering competitive premiums without compromising on coverage quality.
- Refund Options: If a visa application is denied before the coverage start date, a full refund is available. Additionally, if visitors decide to return home earlier than planned and no claims have been made, a prorated refund is possible.
Comprehensive Coverage Details
Travelshield’s Super Visa Insurance encompasses a wide range of medical services to ensure visitors are well-protected:
- Hospital Accommodation: Coverage includes semi-private room rates or Intensive Care Unit (ICU) charges if necessary, as well as emergency room fees and outpatient services.
- Medical Services: Expenses related to licensed physicians, surgeons, anesthetists, or registered nurses are covered.
- Diagnostic Services: Laboratory tests, X-rays, MRI, CT scans, ultrasounds, and biopsies are included when approved.
- Prescription Medications: Coverage is provided for up to a 30-day supply of prescribed medications.
- Private Duty Nurse: If medically necessary, up to $10,000 is allocated for a registered private duty nurse during hospitalization or in lieu of it.
- Paramedical Services: Licensed services such as chiropractic care, physiotherapy, podiatry, osteopathy, or acupuncture are covered up to $500 per insured person, per profession.
- Dental Emergencies: Up to $3,000 is available to repair or replace natural teeth damaged due to an accidental blow to the face, and up to $500 for emergency dental treatment for pain relief from other causes.
- Medical Appliances: Coverage includes minor appliances like crutches, casts, splints, canes, slings, braces, walkers, or the temporary rental of a wheelchair, not exceeding the purchase price.
- Ambulance Services: Licensed ground ambulance services are covered.
- Transportation to Bedside: In emergencies, economy airfare plus up to $150 per day is covered for a family member to visit the insured person.
- Emergency Air Transportation: Air ambulance services to the nearest appropriate medical facility are included.
- Repatriation: Up to $10,000 is available for repatriation services.
- Meals and Accommodation: Up to $150 per day, with a maximum of 10 days, is provided for commercial accommodation, meals, essential telephone calls, internet fees, bus or taxi fare, or rental car expenses.
Advantages of Monthly Payment Plans
Opting for a monthly payment plan with Travelshield offers several benefits:
- Affordability: Spreading the cost over multiple months makes it easier for families to budget without a significant upfront expense.
travelshield.ca - Flexibility: Monthly plans provide the option to cancel if travel plans change, reducing potential financial losses.
parentsupervisa.ca - Immediate Coverage: Deductibles are addressed from the onset, ensuring that the insurance is usable as soon as it’s in effect.
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Considerations When Choosing Payment Plans
While monthly payment plans offer flexibility, it’s essential to consider:
- Higher Overall Cost: Monthly plans may include administrative fees, making them more expensive than lump-sum payments.
parentsupervisa.ca - Financial Planning: Assess your financial situation to determine if a lump-sum payment might be more economical in the long run.
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Why Choose a Travelshield?
Travelshield stands out as a top choice for Super Visa Insurance due to its:
- Comprehensive Coverage: Offering extensive benefits that cater to various medical needs during the stay in Canada.
- Flexible Payment Options: Providing both monthly and annual payment plans to suit different financial situations.
travelshield.ca - Customer-Centric Approach: Dedicated to ensuring clients have a seamless experience from policy purchase to claims processing.
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Frequently Asked Questions (FAQs)
What is the minimum coverage required for Super Visa Insurance?
The IRCC requires a minimum coverage of $100,000 for at least one year.
Can I pay for Super Visa Insurance in monthly installments?
Yes, Travelshield offers Super Visa monthly payment options to make insurance more affordable.
Is Travelshield Super Visa Insurance refundable?
If your visa application is denied, some policies allow for refunds, provided no claims have been made.
How do I find the best Super Visa Insurance provider?
Compare coverage options, pricing, customer reviews, and claim processing efficiency to select the best provider.
What is the difference between Super Visa Insurance and Visitor Insurance?
Super Visa Insurance is mandatory for parents and grandparents applying for a Super Visa, while Visitor Insurance is for short-term travelers needing medical coverage.