Super Visa Insurance Detail | |||
Emergency Hospitalization | Covered | Covered | Covered |
Emergency In or Out patient needs | Covered | Covered | Covered |
Lab tests | Covered | Covered | Covered |
Ambulance | Covered | Covered | Covered |
Follow ups | $3,000 and below | Coverage within policy period | Nil |
Physiotherapist, Licensed Chiropractor etc. | (max) $500 and below | (max) $500 per | (max) $300 and below |
Medications | One month need upto maximum $10000 | New medications(no refills)1000 | Nil |
Dismemberment-Accidental death | Max $25000 and below | addition coverage matching sum insured | Nil |
Emergency Accidental Dental | upto max $4000 | upto max $4000 | upto max $3000 |
Early return as of health condition | Nil | max $3000 | Covered |
Emergency dental requirement | max $600 | max $500 | max $300 |
Child Care Coverage | max $50 / Day , upto $500 | max $150 / Day , upto $1500 | max $100 / Day, max $300 |
In case of Death | max $12000 or $5000 for burial | max $10000 or $4000 for burial | max $3000 or Basic burial or $3000 burial |
Side Trips Limitation | side trips are covered to countries up to max of 30 days except your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage | side trips are covered to any countries as long as majority of policy stay spend in canada no coverage in country of origin | Nil |
Pre-existing Conditions |
Pre-existing Medical Conditions for travlers under the age of For visitor's age 69 and under are covered only if conditions are stable 180 days before date of departure. Pre-existing conditions for visitor's age 70 and above are covered only if pre-existing condition are stable for 120 days before their date of departure and optional benefits are purchased. | age 15 days old to age 59 its 90 days stable age60-to age 79 180 days stable but we exclude heart condition stoke or mini stoke age 80 to age 89- no Pre-existing conditions covered | Nil |
Visitor's age limit | 15 days to max age 89 | 15 days to max age 89 | 31 days to max age 85 |
Super Visa Insurance Policy Duration | Minimum coverage of $100000 for the period of one year. | Minimum coverage of $100000 for the period of one year. | Minimum coverage of $100000 for the period of one year. |
Waiting Period | Waiting period of illness for 48 hours. if policy is purchased within two months of arrival in Canada. Waitinf period of illness for 7 days if policy is baught on after 61 days of arrival in Canada. | Waiting period of illness will be 48 hours if the policy is purchased after arrival in Canada | Waiting period of illness will be 48 hours if the policy is purchased within 30 days of arrival in Canada. Waiting period for illness will be 8 days if the policy is purchased after 30th day of arrival in Canad |
Disclaimer: The above is the summary only pls refer to each companies policy wordings for full details summary above is subject to change.