• Emergency Hospital - Hospital accommodation
• Emergency Medical Services of physician, surgeon, anesthetist
• Diagnostics, lab test and/or x-ray
• Licensed local land and or sea ambulance to the nearest hospital
• Private duty services of a registered graduate nurse up to $10,000
• Rental of medical appliances Drugs or Medications Up to $500 not exceeding a one-month
• Supply Professional Services Physiotherapist, chiropractor, chiropodist, osteopath, podiatrist when ordered by the attending physician up to $500 per practitioner for out-patient treatment
• Emergency Air Transportation / Return home transportation of Family Up to $3,000 to transport one family member or close friend and up to $1,000 for meals and accommodation
• Follow-up Visits Up to $3,000 for follow-up visits
• Accidental Dental Up to $3,000 for emergency treatment for accidental blow to the face
• Dental Emergencies Up to $500 for the immediate relief of acute dental pain Meals and
• Accommodation Up to $150 per day to a maximum of $1,500 when hospitalized Emergency Return Home Up to $3,000 for the additional cost of a one-way economy transportation
• Return of Deceased Up to $10,000 for return or remains or up to $4,000 for cremation or burial at place of death
• Accidental Death & Dismemberment Up to $150,000 for loss of life, limb or sight resulting from an accidental injury
• Flight Accident Up to a maximum sum insured of $50,000

• Hospital Accommodation - the ward room rate OR ICU if required. Emergency room fees. Emergency out-patient services
• Medical Services-licensed physician,surgeon, anaesthetist or registered graduate nurse.
• Diagnostic Services->Laboratory tests and x-rays. magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies if approved.
• Prescription- This benefit is limited to a 30-day supply and up to $500 per prescription, unless the insured person is hospitalized.
• Private Duty Nurse-registered private duty nurse as the result of a covered emergency when medically necessary and while hospitalized or in lieu of hospitalization to a maximum of $5000.
• Paramedical Services-licensed chiropractor, physiotherapist, podiatrist or osteopath to a maximum of $300 per insured person, per profession listed above
• Dental- Up to $1,000 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face; and b. up to $300 for emergency dental treatment for relief of pain caused other than by a blow to the face.
• Medical Appliances-minor appliances such as crutches, casts, splints,canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair, not exceeding the purchase price
• Ambulance Services- Licensed ground ambulance service
• Emergency Air Transportation-Air ambulance to the nearest appropriate medical facility.
• Repatriation-a) up to a maximum of $5,000 towards the actual cost incurred for the preparation of remains and transportation (including a standard shipping container) to your country of origin; or b) up to $2,500 for cremation and/or burial at the place of death.
• Stable Preexisting Health conditions Covered.
• Exclusions- Exclusions Any sickness, injury or medical condition (other than a minor ailment) that existed prior to the effective date.
  • a) Up to Age 70: Any sickness, injury or medical condition that was stable in the 180 days prior to the effective date.
  • Age 71-85: Any sickness, injury or medical condition that was stable in the 180 days prior to the effective date provided you have satisfactorily completed the medical declaration and have paid the premium for this coverage.

• Emergency Hospital - Semi-private Hospital accommodation
• Emergency Medical Services of physician, surgeon, anesthetist
• Diagnostics, lab test and/or x-ray - magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies
• Licensed local land and or sea ambulance to the nearest hospital
• Private duty services of a registered graduate nurse up to $5,000
• Rental of medical appliances Drugs or Medications Up to $500 not exceeding a one-month
• Supply Professional Services Physiotherapist, chiropractor, chiropodist, osteopath, podiatrist when ordered by the attending physician up to $500 per practitioner for out-patient treatment
• Emergency Air Transportation / Return home transportation of Family Up to $3,000 to transport one family member or close friend and up to $1,000 for meals and accommodation
• Follow-up Visits Up to 3 visits
• Accidental Dental Up to $4,000 for emergency treatment for accidental blow to the face
• Dental Emergencies Up to $500 for the immediate relief of acute dental pain Meals and
• Accommodation Up to $150 per day to a maximum of $3,000 when hospitalized Emergency Return Home Up to $3,000 for the additional cost of a one-way economy transportation.
• Return of Deceased Up to $10,000 for return or remains or up to $5,000 for cremation or burial at place of death
• Accidental Death & Dismemberment Up to $150,000 for loss of life, limb or sight resulting from an accidental injury, $50,000 is standard with policy.
• Flight Accident Up to a maximum sum insured of $50,000
• up to $500 for the cost of returning your excess baggage to the departure point in the event that you are returned to your country of origin
• Vaccines - Up to $100 per insured for vaccinations in any 12-month period, provided coverage has been in effect for a minimum of 6 consecutive months with no lapse in coverage.
• Physical Examination - Up to $250 per insured for one visit to a physician for a routine examination in any 12-month period, provided coverage has been in effect for a minimum of 9 consecutive months with no lapse in coverage.
• Eye Examination - Up to $100 per insured for one visit to a licensed optometrist in any 12-month period
• Stable Preexisting Health conditions Covered.

• Hospital Accommodation - semi-private roomrate OR ICU if required. Emergency room fees.Emergency out-patient services
• Medical Services-llicensed physician,surgeon, anaesthetist or registered graduate nurse.
• Diagnostic Services-Laboratory tests and x-rays. magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies if approved.
• Prescription - This benefit is limited to a 30-day supply and up to $1,000 per prescription, unless the insured person is hospitalized, to a maximum of $500 per insured person per claim.
• Private Duty Nurse-registered private duty nurse as the result of a covered emergency when medically necessary and while hospitalized or in lieu of hospitalization to a maximum of $5000.
• Paramedical Services-licensed chiropractor,physiotherapist, podiatrist or osteopath to a maximum of $500 per insured person, per profession listed above
• Dental- Up to $4,000 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face; and b. up to $500 for emergency dental treatment for relief of pain caused other than by a blow to the face
• Medical Appliances-minor appliances such as crutches, casts, splints,canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair, not exceeding the purchase price
• Ambulance Services- Licensed ground ambulance service
• Transportation to Bedside-economy airfare plus up to $150 per day to a maximum of $5,000 for the cost of meals and commercial
• Emergency Air Transportation-Air ambulance to the nearest appropriate medical facility.
• Repatriation
  • up to a maximum of $10,000 toward the actual cost incurred for the preparation of remains;
  • up to $5,000 for cremation and/or burial at the place of death.
• Meals and Accommodation-up to $150 per day, to an overall maximum of $2,000 for your commercial accommodation, meals, essential telephone calls, internet fees, bus or taxi fare or rental car…
• Hospital Allowance - Up to $50 per day to a maximum $500 for incidental expenses billed by the hospital such as telephone, television or internet charges while you are hospitalized
• Return and Escort of Children-up to economy airfare to return accompanying dependent children to the departure point in the event that you are returned to your country of origin or Canada.
• Excess Baggage Return- up to $500 for the cost of returning your excess baggage to the departure point in the event that you are returned to your country of origin
• Maternity-Up to $5,000 for expenses incurred in Canada for: a. pre-natal care, childbirth, miscarriage, and post-natal care including associated complications; and b. routine new-born nursing care up to 14 days following birth.
• Psychiatric / Psychological-Up to $500 per insured for visits to a licensed psychiatrist, psychologist or social worker for the relief of acute symptoms when deemed essential by an attending physician and when approved in advance by Intrepid 24/7.
• Vaccines- Up to $100 per insured for vaccinations in any 12-month period
• Physical Examination-Up to $250 per insured for one visit to a physician for a routine examination in any 12-month period
• Eye Examination-Up to $100 per insured for one visit to a licensed optometrist in any 12-month period
• Accidental Death & Dismemberment-The insurer agrees to pay up to $50,000, for loss of life, limb or sight of an insured person resulting directly from accidental injury
• Exposure and disappearance-a.) as a result of such exposure, you suffer one of the losses specified in the schedule of losses above; or b.) your body has not been found within 52 weeks from the date of the accident.
• Flight Accident-Up to $50,000 in case of death of an insured person as a result of an injury sustained during the coverage period while travelling as a fare-paying passenger

Exclusions Exclusions Any sickness, injury or medical condition (other than a minor ailment) that existed prior to the effective date other than: